More than 600 young people on the Isle of Man are being given help on how to manage and understand their money.
The 'MyBnk' programme teaches Year 12 and 13 students how to budget, bank and borrow.
It also covers taxes, tuition fees and employment rights and how to prepare for the cost of university and independent living.
Jane Goodland is the responsible business director for Old Mutual - she says it can be a difficult time for young people financially: